Consumers
PayDN allows you to make purchases at any merchant on our network with your favorite digital wallet or mobile banking application with the ease of a credit card but with far greater security. We can also link you to all your rewards, loyalty and discount programs instantly and seamlessly.
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Complexity
To use the value in your P2P app you have to convert it into a card. This process is cumbersome and time consuming.
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Risks
Carrying and using cards has inherent risk today. Cards are lost or stolen and a persons identity can be compromized.

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Convenience
Being able to use your favorite P2P app to purchase goods at any store is far more convenient the converting cash value to a card.
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Security
You control the authorization of the transaction. The network does not need or want your personal information. Just your approval to perform the transaction.